About Me

Find the Best Mortgage at the Lowest Rate

Sometimes people get so excited when they are buying a home that they forget to look for the best interest rates on their mortgages. My name is Alicia, and I can help you get the right home loan so you can buy the house of your dreams while spending less money in the process. Mortgages are not all the same. Some ask for a fixed payment that never changes over time. Others offer a low payment at first but then increase the payment as the years go by. Learn about these types of home loans, how to research them and which is the best for you.

The Factors That Will Affect Your Interest Rate On Your Car Loan

Posted on 30 December 2019

Do you want to buy a car but are worried you might not be able to afford the payments on it? Not only will the payments you have on the car you buy be affected by the amount you pay for the car, but the payment amount will also be based on the interest rate you acquire for the loan. It is important to know that lenders base interest rates on a number of things; here are the top four factors that will affect the rate you get on your loan. [Read More]

Preparing For A Home Mortgage: What You Should Do

Posted on 23 October 2019

When you get ready to sign on for a home mortgage, you want to make sure you are thoroughly prepared. If you're not, then you can end up biting off more than you can chew, or putting yourself up for failure when it comes time to sign on the dotted line. A mortgage is a serious commitment and is a more permanent agreement than any rental agreement you may have had in the past. [Read More]

Requirements You May Run Into When Co-Signing For A Bail Bond

Posted on 13 October 2019

If your loved one goes to jail, it is often left to you out in the real world to make arrangements for them to get a bail bond to get out. Pretty much anyone can go to a bail bond agent and co-sign for the loan regardless of how or even if the person is related. As long as you have the funds for a downpayment percentage on the loan, you can become the co-signer with the person who is in jail in order to get the money to get the individual out. [Read More]

Auto Buying Tips and Steps

Posted on 18 September 2019

Buying an automobile will always be a large transaction, and it will also be an important purchase due to the frequency that you will have to use the vehicle. Throughout the buying process, individuals will often have questions about important topics such as financing the new car through an auto lending service and disposing of their older vehicles. How Does Paying A Higher Down Payment Make The Car More Affordable? [Read More]