About Me

Find the Best Mortgage at the Lowest Rate

Sometimes people get so excited when they are buying a home that they forget to look for the best interest rates on their mortgages. My name is Alicia, and I can help you get the right home loan so you can buy the house of your dreams while spending less money in the process. Mortgages are not all the same. Some ask for a fixed payment that never changes over time. Others offer a low payment at first but then increase the payment as the years go by. Learn about these types of home loans, how to research them and which is the best for you.

3 Things Lenders Look For When Evaluating Mortgage Applications

Posted on 15 July 2020

A mortgage is a loan you can apply for when you want to buy a house. When applying, the lender will evaluate your application and finances to ensure that you meet the eligibility requirements. Therefore, it may help you to understand what lenders look for when they assess loan applications. While lenders look for many things, here are the top three things to know. Your Creditworthiness The term "creditworthiness" refers to how much a bank trusts you to repay the money if they give you a loan. [Read More]

Getting A Personal Loan Might Be Smarter Than Adding More Credit Card Debt

Posted on 18 June 2020

It's hard for people of all ages to manage their money. Sometimes unexpected expenses and emergencies come up, making it hard to figure out how to handle your money situation. Instead of just opening a new credit card or piling on more debt to a card that you already use, it may make sense to use a personal loan to take care of unexpected expenses. This can offer many benefits. Keep reading to see why getting a personal loan might be smarter than adding more credit card debt: [Read More]

How To Get Your Bail Money Back

Posted on 28 April 2020

If you get arrested for a crime, the court considers you the defendant in a criminal case. Your arrest does not make you guilty, nor does it complete your case. It is the first step of the process, though. If you want to get out of jail during this time, you will have to find a way to pay your bail. You can do this in several ways, and you may get your money back afterward. [Read More]

4 Things To Consider When Getting A New Checking Account

Posted on 8 January 2020

A checking account is an important need for most adults. If you plan to pay your bills and want to make the process easier, you'll want to have a checking account in your name. If you don't yet have one, or if you're looking to switch banks, you may be wondering what to consider when choosing a bank to open a checking account with. There are many great banks out there, and there are various types of checking accounts to choose from. [Read More]