About Me

Find the Best Mortgage at the Lowest Rate

Sometimes people get so excited when they are buying a home that they forget to look for the best interest rates on their mortgages. My name is Alicia, and I can help you get the right home loan so you can buy the house of your dreams while spending less money in the process. Mortgages are not all the same. Some ask for a fixed payment that never changes over time. Others offer a low payment at first but then increase the payment as the years go by. Learn about these types of home loans, how to research them and which is the best for you.

How The Appraisal Can Affect The Home Loan You Are Getting

Posted on 28 March 2017

Buying a house typically requires getting a loan, and the loan process can be somewhat confusing to many borrowers. One aspect of the home-loan process you should be prepared for involves the effects the appraisal can have on the loan you are getting. No matter how much money you are approved to borrow, the appraisal of the home you are buying will generally control the amount the lender actually gives you. [Read More]

Thinking of Buying a House? Start Optimizing Your Mortgage Rates Now

Posted on 27 March 2017

In the market for a new or used home? If you're like most future homeowners, you'll need to apply for a mortgage through at least one lender in order to make the dream a reality. Here are a few things you can do to optimize your rates upon applying for a mortgage loan: Invest in Some Assets If you have assets to claim when applying for a mortgage, chances are that you'll be offered a lower rate by at least some of the service providers you apply with. [Read More]

How To Get A Car Loan With Terrible Credit

Posted on 25 March 2017

There are a lot of reasons for bad credit. No matter what happened in your past to cause your lower than ideal credit score, you have found yourself in need of a car loan. To help increase your odds of finally getting the automobile that you need, you will want to check out the following tips for car financing for bad credit. Look For The Right Lenders One of the first things that you might want to do is to begin researching the various lenders out there. [Read More]

3 Factors That Will Affect Your Odds Of Getting Approved For A Second Mortgage

Posted on 24 March 2017

Living in an older home will often require some major house repairs from time to time, and some of the repairs needed might be very costly. If your home needs some work that will cost a lot of money, you might need to consider taking a second mortgage to pay for the repairs. This is a great reason to take a second mortgage, but getting approved for a second mortgage is not always that easy. [Read More]